If not you should try and my guess is you will appreciate this Product Review.

It has gotten so difficult to get any kind of bank loan that many real estate investors have just plainly given up on and have left the field to anyone with loads of Cash.

But it doesn’t have to be that way.

What most people forget is that 35-40% of all homes in the U.S. are owned Free and Clear (or almost free and clear). And these sellers are begging you to buy their home from them (their buyers can’t get a bank loan) and are even willing to finance you without a bank involved.

In his new Home Study Course Richard Roop has created a compact yet very usable and detailed program on how the average investor and even a new investor, attracted by the low prices in the current real estate market can get into the game in a low risk but high rewards kind of way.

www.FreeAndClearCashFlowMachine.com

Low Risk, because Richard Roop teaches how you can get deals with lots of equity in them, at prices and more important terms that beat any bank.

Low Risk, because you don’t ever have to talk to a bank to make them happen.

Low Risk because you will only enter into a deal if you know upfront that - It will cash flow - Exactly what profit you can reasonably expect from the deal. - How you can extract some or all of that profit not when you sell but when you buy. (how to get paid when you buy) Low Risk because you never need to put your credit rating at risk and never even talk to a bank. Low Risk because you don’t use any of your own money to make these happen.

High Reward, because Richard Roop teaches you in detail how you can - Calculate upfront what to offer to virtually lock in your profits. If you can’t get that price, then don’t buy the house. - Structure deals such that you often get $500 and even up to $1000 per house in positive cash flow. - Design the deal such that you get paid up front when you close.

If you can believe for yourself that it is possible to make $6,000 to $30,000 per deal targeting properties that have lots of equity and Free And Clear Properties then this Program might be the perfect fit for you.

www.FreeAndClearCashFlowMachine.com

This system fits the current environment of “Credit Crunch”, Bank Bailouts, and Tightened Lending requirements perfectly. Instead of complaining about the bad economy Richard Roop has come out with a killer program that allows you and anyone interested in taking advantage of this unique and narrow window of time and opportunity, to buy homes with better terms than anyone else and build a portfolio of free and clear homes that can provide the financial stability and wealth so many are looking for.

To get more details about how this program works click on the link below and watch the Free Video where Richard’s program is being explained in detail.

www.FreeAndClearCashFlowMachine.com

]]> http://www.richard-roop-free-and-clear-cash-machine.com/richard-roop-free-and-clear-program-review-2/feed/ http://www.richard-roop-free-and-clear-cash-machine.com/richard-roop-free-and-clear-program-review/ http://www.richard-roop-free-and-clear-cash-machine.com/richard-roop-free-and-clear-program-review/#comments Fri, 26 Jun 2009 20:04:13 +0000 JackB http://www.richard-roop-free-and-clear-cash-machine.com/?p=49 Hi Jack Bosch here with a detailed and brand new review video of Richard Roop’s new program called

www.FreeAndClearCashFlowMachine.com

Richard has accomplished what few others have in the past.

He has developed a program that is just perfectly designed for today’s Credit Crunch, and Bank Meltdown.

In this video I am showing you how Richard’s system works and I am also showing you how I personally in the last 12 weeks have used his system to buy 10 Free and Clear Properties.

I am showing you how I bought each of these houses for under $50,000 (and one for $26,000) with little or none of my own money and how I made them Cash-Flow at rates of $500 and more per month (per house)

If you want to learn more about how I created this brand new and exciting business Opt In on the Right Side and get access to 3 Detailed Videos of Richard Roop himself showing and explaining in detail how YOU can make system work and make $6,000 to $30,000 per deal.

Jack

P.S. You owe it to yourself to check this out. If you are not yet convinced that these deals exist and that you can buy them with little or none of your own money and still have them cash flow at $400 to $600 per month then check it out here, to see how simple it is. www.FreeAndClearCashFlowMachine.com

Times are very different that what they were before the credit melt down. There is hope, though.

But it’s time to adopt a new and different strategy.
If you adjust your strategy you may not only find that you can overcome the limitations of what you have been doing, but it may lead you to rewards beyond your expectations.

www.FreeAndClearCashFlowMachine.com

All real estate entrepreneurs, whether they know it or not, employ one or more basic money making strategies.

A strategy answers the following fundamental business questions:

Who will you market to and how?
How will you buy from them?
How will you fund the transaction?
How will you sell or occupy the property?

These are the four critical results areas that you must be an expert at in order to make this business of real estate investing profitable.

There are four main strategies the vast majority of investors use.  Is yours here?

• Ugly House (Fix and Flip)
• Buying subject To and selling with Lease Option
• Wholesale (buying ugly or pretty houses and selling them wholesale)
• Pre-foreclosure and REO (Short Sales and Bank Owned properties)

All of these money making strategies have worked well for years and made many an investor rich.  Unfortunately, in today’s market they all have a significant weakness.

Gone are the liar Loans. Subprime Loans have gone away. No job, no problem; no money, no problem… remember those days? Well they are extinct. These loans may have helped enrich many sellers, but the buyers that got stuck with these loans have fallen pretty hard.

FHA Assistance Programs although around there aren’t any handouts. Now there are ratios that must be met. Plus you are dealing with Increased Lender Requirements. Now you need full documentation and must meet stringent income and debt ratios.

Even Bank Loans to Investors (Investor Loans) are all but gone. What you usually hear from a bank is “You want to do what? Are you out of your mind?” And if you find one they are very expensive.

What’s An Investor Like You To Do?

It’s time to adopt a new and different strategy.

- One created and designed just for this credit collapse.
- A strategy that does not rely on banks.
- It’s time for a strategy that you work less and make more buying and selling real estate without banks.

www.FreeAndClearCashFlowMachine.com

This Ultimate Strategy created by Richard Roop is successful in 107 different markets across the country. Right now, In this economy and this Market.

The key to the strategy is to target houses with high equity.  Richard and Dan call them Free and Clear, but the houses could have a small mortgage balance and still work.  “We offer the seller their price, our terms.  They get what they want, we get the seller to be the bank and now we can sell the house on a wrap, lease option or just rent it.”

The magic is, the way they teach you to structure it, you’re able to pull tax-free cash out on the day you buy it.  That’s right, you don’t even need to sell it to collect.  And there’s no banks allowed! How sweet is this?

Once you have this new strategy, the world will look different immediately.  In fact the worse it gets on Main Street and Wall Street, the better it gets for real estate entrepreneurs who employ The Ultimate Strategy.

Richard Roop is one of the top direct response marketing ‘gurus’ and consultants dedicated to helping real estate investors generate more leads, negotiate better deals and create more consistent, predictable cash each month. He has done over 300 deals, manages millions of dollars in real estate and still actively buys and sells houses every month. But his real passion is to sharing his knowledge, systems and strategies with other investors. Very few speakers and trainers get down so in-depth into the real ‘nitty gritty’, step by step and “how to” of capturing equity and generating cash without using your own cash or credit.

For more information and free articles and videos on Richard Roop and his Free and Clear Cash Machine please click here http://www.free-and-clear-cash-machine.com/

Follow these steps to make offers on free and clear houses:

1. Determine what price you expect to get quickly offering flexible owner financing to a buyer
2. Determine the minimum monthly income you can get each month
3. Determine the minimum profit you want make
4. Add up your projected costs for marketing, buying, funding and selling
5. Add up your projected costs for repairs and holding until occupied
6. Decide if you are going to pull out some extra cash when buying
7. Determine how much cash you need to raise to fund the deal
8. Determine the monthly cost of raising these funds on a private investor first mortgage
9. Determine the net positive cash flow (without offering monthly payments to the seller on a second mortgage)

Your maximum allowable offer (MAO) on a free and clear deal equals:

• Your resale price, less your target profit, less all your cost to buy, hold and sell, then
• For the term of your seller carry back note - add the total positive cash flow then
• For the term of your seller carry back note - add the total principal reduction

If you do not offer more than this final number, then you’ll meet your target profit goal.

The beauty of this investing approach is that you structure 0% seller financing with the homeowner. And there so many different reasons why sellers are accepting offers with no interest on their equity.

Many investors don’t think sellers will accept 0% financing, or wait 5 to 15 years for their money… but they do… and they do it all the time. But only when you ask.

The benefits for you are awesome.

• You can collect all the positive cash flow on the property when the seller accepts no payments. If you could net $1,000 a month for 84 months, would that be worth getting involved?
• You can make any property cash flow by only offering the seller payments based on what the houses can afford. Any monthly payments you do make are principal only and will rapidly pay off the house… creating a huge backend. If you could buy a house with no money down, get at least a breakeven cash flow, and then collect $50,000 or $100,000 within 3 to 10 years, would that be a deal?
• And if you like, you can pull most of your profit out in advance… in cash… on the day you buy it. There’s no rush to quick-turn these properties when you have no money tied up in the deal and you’ve collected an extra $10,000 or $30,000 in cash on the day you bought it.

It may seem complicated, but it is not. The marketing is easy. Prescreening these leads is simple (Hint: if there’s a lot of equity… go see the seller!). Negotiating and deal structuring is systematic. The deals you buy using this investing model are super easy to quickly resale or occupy.

Use the steps above to structure multiple offers and then recalculate different offers based on:

1. Having the seller wait for ALL their equity,
2. Giving the seller the net cash flow each month,
3. Giving the seller a down payment and
4. Some combination of cash now, cash flow and cash later to the seller

Sound too good to be true? You’ll never try it unless you believe it work for you. Register right Below HERE (or on the top right of the page) and learn exactly how many people have done this and how you can also do this.

Here’s some proof to get you motivated and excited…

• How Mark from Virginia netted an extra $10,000 in cash at closing buying a $165,000 house with no money down, creating 0% financing with the seller for 7 years at $400 a month.
• How Mike from Washington collected an extra $25,000 in cash at closing when he bought a $120,000 house no money down, creating 0% seller financing at $500 a month for 8 ½ years.
• How Denise and Mark from California bought a newly remodeled $400,000 house which can rent at $1,800 for just $290,000 with no money down, creating 0% financing with the seller at $800 a month for 10 years.
• How Brenda from Ohio netted an extra $10,000 in cash at closing when she bought a $180,000 house with no money down, getting 0% seller financing for 6 years at $360 a month.

Most investors are still stuck in their ways of doing business that worked last year but this year the world is different.

The key today is to look for Proven methods for collecting big checks as a Real Estate Entrepreneur while taking into consideration the tighter credit markets which make getting loans for YOU as well as for the people you SELL to more difficult.

And one of the ways you can successfully leverage this exact scenario of a Market Flooded with Properties, Very little Credit is investing in “Free & Clear” Properties with “Owner Financing”

Free & Clear Owner Financing
One of the easiest and safest ways to create a quick and profitable Real Estate business throwing off enough cash each month for you and your family to have some options in life is to target and buy free and clear houses… or properties with lots of equity.
I call this “The Ultimate Strategy” for buying and selling real estate because:

• It works on any type of property including single family houses, condos, townhomes, and even on mobile homes, multi-family, apartments, land and commercial
• It works on property in any price range including low end, rental markets, bread butter homes, executive homes and even high end luxury homes
• It works in any market climate including slow markets, normal markets, hot markets, post-hot markets, uncertain markets and especially in today’s ’skittish’ market climate.

By targeting free and clear houses you can structure offers with owner financing that allow you to collect extra cash on the day you buy, reliable cash flow each month and huge backend paydays for cash later.

For this investing model you’re going to buy on terms and then sell with terms. Or you can even hold for passive cash flow and long term wealth building.

Sound too good to be true?

You’ll never try it unless you believe it work for you. Register right Below HERE and learn exactly how many people have done this and how you can also do this.

Here’s some proof to get you motivated and excited…

• How Mark from Virginia netted an extra $10,000 in cash at closing buying a $165,000 house with no money down, creating 0% financing with the seller for 7 years at $400 a month.
• How Mike from Washington collected an extra $25,000 in cash at closing when he bought a $120,000 house no money down, creating 0% seller financing at $500 a month for 8 ½ years.
• How Denise and Mark from California bought a newly remodeled $400,000 house which can rent at $1,800 for just $290,000 with no money down, creating 0% financing with the seller at $800 a month for 10 years.
• How Brenda from Ohio netted an extra $10,000 in cash at closing when she bought a $180,000 house with no money down, getting 0% seller financing for 6 years at $360 a month.
• How Marc from Minnesota buys a free and clear house each month and how he recently collected $50,000 in extra cash buying a $240,000 house for $212,000 with 6 years of 0% seller financing at $1,000 a month.
• How Rob from Oregon created $15,000 in extra cash and a positive cash flow of $1,200 a month buying two houses in just 10 minutes with no money down funded with owner financing requiring no interest and no payments for 6 years.

The bottom line…
Regardless of what investing models you’re using today, you’ll enjoy more consistent success and be able to generate more immediate cash profits by targeting houses with more and more equity.